Відео

Sorry guys, I'm new at this, when he says cash he means he's gonna save that percentage of his budget?

How is someone making 25k a year and contributing 60% to a Roth IRA when the limit is 7500

Bright side she had bragging rights for the first few months

Thanks for the content!

Anyone retiring in 2024 at age 65 probably shouldn't have less than a 2 million household nest egg backed by social security or a pension in order to retain a mid middle class lifestyle and probably-ish not go broke before they croke. If you're now just starting out in your career then 40 years from now due to inflation that'll be about an 8 million minimum nest egg. If you're going to save at least $3500/month for every month of that 40 year period it's probably achievable, but likely isn't realistic for the typical person just starting out and those early dollars are the most impactful. One of the most common professions coming out of school, an associate RN, will make ~75,000/year. They'd have to save 56% of their income. A failure to commit those early dollars may mean that orders of magnitude more than $3500/month would need to be committed later. In any case, who wants to work full time for 40 years anyway? Have fun kids. Of course, if your spouse is pulling their savings weight equally then 28% each is far more manageable. You may not want no scrub to riff off TLC, but as of 2024 you can't afford a scrub whether you want em or not. The cost of living relative to income is getting to the point that we're back to marrying for money out of necessity.

awesome thank you

I have met a lot of cfps who are morons. They are in it just to make money off of you. They spoil the reputation of the profession that is practiced also by people who really care about their profession and their clients. For someone who is not financially educated, it is really difficult to see through their bull shit. 😢

Great video!! Keep doing these roasts, I find them extremely useful. How do I submit my portfolio for roasting?

Thank you! At about the 3 minute mark, I got out my calculator to double check the math. When I read $14…. and I heard $17… I felt inspired to try out this mathematical blueprint. This is a great channel!

The 10% of the montly gross income is this with inssurance and repairs and so on or just the car itself?

Considering how volatile the stock market is right now, I think investors should focus on cheap stocks. Of my $270k portfolio, 35% consists of formerly well-regarded stocks that are currently experiencing a sharp decrease. I have no idea how to escape this awful circumstance.

IMO a leveraged ETF such as TQQQ isn't a decades long hold. I see it as an opportunity bet during a significant market pullback. Even then, I'd contribute no more than 3%-4% of my portfolio to that position which I would sell out of and into more stable positions once the market eventually returned to all time highs.

wow very helpfull. thanks

Being in one buckets income but being 1-2 buckets up in net worth is evidence your saving and investing really well

Considering how volatile the stock market is right now, I think investors should focus on cheap stocks. Of my $270k portfolio, 35% consists of formerly well-regarded stocks that are currently experiencing a sharp decrease. I have no idea how to escape this awful circumstance.

You work for a 40yrs to have $1m in your retirement, meanwhile some people are putting just $10k in a bitcion coin for just fe months and now they are multimillionaires thanks to Charlotte Grace Miller

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.

Time to make a new video since 3m fell off.

i’m still waiting. rumor has it it will be here in like 2027

30 years old and my net worth is negative :D

*“I Got Rich Doing This”*

ok, good to know, by this calculation I will be able to retire at age 103 years. Thanks .

You have most of it in individual stocks! I hope you could move it to VOO and any other ETF.

God bless you man you are the truth you are great at what you do!

Hey Humphrey! Been subbed since the new year. Just wanted to ask - I have started a new job recently and I’m wondering if it’s worth rolling over my trad 401k balance in my trad IRA or rolling this over into my new company’s 401k plan. For added clarity, I have enough money in the account to also keep it opened with my previous company, obviously with a fee. I only have investments in the S&P 500 for my IRA accounts. Just not sure how to tackle my new venture - any help is appreciated.

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.

I bought 70k c8 paid it off early.. so damn i guess im doing well.. getting a 2025 camry now to drive also

Im glad im getting my 2025 camry SE for 31300

California is the hot girl who sweeps you off your feet, takes your heart, your wallet, and leaves you with a sunburn and a traffic ticket.

Another great video, thanks! I think the market is over-heated. And I am concerned that people are focusing less on fundamentals and just chanting the mantra of dollar cost averaging and driving the market higher without considering fundamentals. It is a catch-22 for me. I mean I like stock prices going higher but I also hate buying over-priced stocks and ETFs. Personally, I have stopped buying growth ETFs- they are ridiculously over-valued. Dividend stocks and ETFs are a little better but they are still over-valued. There is some hope with small and mid caps. I am not sure they are undervalued but at least they are less over-valued..This pattern offers a valuable insight for strategic planning. Despite these trends, i have delve deeply into active trading and managed to grow a nest egg of around 100k to a decent 432k in the space of a few months... I'm especially grateful to Francine Duguay, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape

1st one: Good Beginning 2nd one: Dark, Dystopian Present 3rd one: Beautiful Utopian Present

500k??? Ik u staying humble for us lmao

the proportion of resource to population was good in boomers time now in gen z times it is worst , hence the result

Can someone explain what credit score is?

It’s crazy how many etf these people have. Reminds me when I was in college I had somewhat similar portfolio and now I just own individual shares of companies and about 20% are in etf or long term holdings lmao

We are late 50’s, 2.5M net worth, our home will be paid off by 62, and plan to retire @ 65. Anticipate net worth will be 3.5M by retirement age. Our current investment rate is 35% of gross income. I know these numbers sound good to most people, but the closer we get to retirement, the more concerned we are about making wise financial choices. We were late bloomers with regard to investing. I wish we would have started younger.

The examples were really a huge help!

Why pc is better in the long run you spend more for console than pc because of online pay and hella expensive controllers.

Thank you.

Return equipment indefinitely.

I make more with my 100k as a loan shark " i charge about 30% interest" then the stock market ever will. There is some risk involved but i do it with people i trust and i have assets that are worth more to them incase they dont pay.

5 million dollar net worth before you can buy a business or first class ticket? 22 hours in coach on an overseas flight is rough. I might have to disagree on that one.

That’s average everywhere you go.

People don't want stuff that says rei on it

Live rent free with someone , dont pay for a car or buy much of anything and can live on 10k

Were taxed every wich way here in America

I hate saving. Too much money i want to go blow. If i have more than 100 dollars i just go blow it at the casino or something so i work as little as i can to get exactly what i need for bills

My grandmother told me she bought her house for 25k 60 years ago. The home is now worth $1.5 million. Had she took the 25k and put it in the sp500 she would have 7.5 million. Of course she would of had to pay rent all that time but even if he rent was 3k a month which it would not have been (probably closer to 200 for first 20 years) she’d still be ahead by 5 million and that does not even account for home maintenance and property tax she paid by owning. Bottom line is a home is not a good investment. You should not buy a home as an investment you should buy it because it allows you to settle and it’s convenient. But don’t overestimate the importance. The important thing is keep investing as much as you can into the sp500 and you’ll be fine. 100% of people who put 10% of their earnings into the sp500 died millionaires.

lmao your main source is "a youtuber said this"